Mega Banking System
Powerful offline banking software for cooperative & micro banks.
- Account creation & tracking
- Daily deposit & withdrawals
- Interest calculation
- 4 Accounting
- Cheque book Print
- More features
Sahakari Software in Nepal – Mega Core Banking Software
In Nepal, cooperative institutions play a vital role in supporting local communities through savings, credit, and financial services. To manage daily operations efficiently, cooperatives increasingly rely on Mega Core Banking Software, a simple, easy-to-use, and feature-rich cooperative banking software.
This software is designed to simplify financial management, improve transparency, and provide digital banking facilities to sahakari members, whether through or paid versions.
What is Mega Core Banking Software?
Mega Core Banking Software is a specialized digital platform built for cooperative institutions. It automates and simplifies daily tasks while offering professional core banking features:
- Deposit Collection – Accept savings and deposits efficiently.
- Withdrawals & Transfers – Manage cash withdrawals and internal or inter-account transfers.
- Loan Management – Track loans, EMI schedules, and repayments.
- Interest Calculation – Automated interest calculation, including daily interest computation, with the ability to exclude government tax.
- Auto Deposit Interest – Automatically credit interest into account holder accounts based on type (savings, fixed, or other accounts).
- Accounting Features – Includes journal entry, ledger, trial balance, profit & loss statements, balance sheet, and char khata for comprehensive financial management.
- Daybook Features – Maintain detailed daily financial records.
- Offline & Online Support – Fully functional offline mode plus online access for branches and members.
- Self-Hosting Support – Host on your own server or cloud solutions like Google Drive for easy accessibility.
- Reports & Audit-Ready Statements – Generate detailed reports for management or Nepal Rastra Bank compliance.
- Char Khata – Char Khata (Assets, Liabilities, Income, Expense) with offline/online support
- Simple and Easy to Use – Designed for all types of cooperative staff, minimizing errors and training time.
Free Cooperative Banking Software in Nepal
For small cooperatives, free versions of cooperative banking software provide basic but useful features:
- Basic deposit, withdrawal, and transfer management
- Loan tracking
- Member & share management
- Simple reporting and audit summaries
Free versions are ideal for small cooperatives that need basic operations without advanced features.
Paid Cooperative Banking Software in Nepal
For medium and large sahakaris, paid versions like Mega Core Banking Software are highly recommended. These include all core banking functionalities and advanced features:
- Real-time multi-user & branch support
- Automated daily interest calculation & tax handling
- Auto-deposit of interest for savings, fixed, or other account types
- Complete accounting modules (journal, ledger, balance sheet, P&L, char khata, trial balance)
- Daybook & detailed reporting
- Self-hosting support
- Offline mode for uninterrupted operations
- Google Drive hosting support and backup
- Regular updates and professional technical support
These solutions provide scalable, secure, and fully functional banking operations for growing cooperative institutions.
Why Choose Paid Over Free?
While free versions are suitable for beginners, paid cooperative banking software offers:
- Better data security
- 24/7 technical support
- Automation of complex banking processes
- Full accounting capabilities
- Easy offline and online access with self-hosting support
Choosing the Right Cooperative Software in Nepal
Before selecting a cooperative banking software, sahakaris should consider:
✅ Institution size (small, medium, large)
✅ Budget (free vs paid)
✅ Features required (loan, deposit, accounting)
✅ User-friendliness for staff
✅ Hosting requirements (cloud, self-hosted, offline support)
✅ Customer support availability
Conclusion
Mega Core Banking Software in Nepal is a simple, reliable, and feature-rich solution for modern cooperative institutions. From free entry-level tools to paid advanced systems, sahakaris have multiple options to digitize operations and improve financial management.
Small community-based cooperatives can start with free software, but for long-term growth, transparency, and digital banking efficiency, investing in Mega Core Banking Software or another paid cooperative banking solution is the best choice.